DollarKnight Beta Privacy Policy

Effective Date: Oct 20, 2025

Welcome to DollarKnight. As we continue to refine our budgeting platform during the beta phase, we remain committed to protecting your privacy and securing your data. This policy outlines how we handle your information and what you can expect from us.

🔐 Data Security & Encryption

  • All sensitive user data—including financial inputs, personal identifiers, and account metadata—is encrypted using advanced field-level and envelope encryption techniques.
  • Encryption keys are securely managed via AWS Key Management Service (KMS), ensuring that your data remains protected at rest and in transit.
  • We follow least-privilege access principles and audit all backend operations to maintain strict data boundaries.

🚫 No Tracking, No Cookies

  • DollarKnight does not use tracking technologies, analytics scripts, or behavioral profiling.
  • We do not collect cookies or fingerprint your device.
  • Your usage of the app is not monitored or sold to third parties.

🤖 Use of AI Services

  • We use OpenAI models to power specific features, including:
    • Transaction classification and enrichment
    • Mapping transactions to budget categories
    • Generating budget insights and summaries
    • Importing and interpreting budget data from Excel files
  • These models process data securely and are used solely to enhance your budgeting experience. No data is used to train external models or shared with third parties.

🛑 No Data Sales

  • We do not sell, rent, or share your personal data with advertisers, marketers, or data brokers.
  • Your data belongs to you. We use it only to provide and improve the DollarKnight service.

📱 Third-Party Services

  • Aside from OpenAI, we may use secure infrastructure providers (e.g., AWS, Supabase) to host and process data. These services are selected for their compliance with industry standards and privacy regulations.
  • All third-party integrations are reviewed for security and privacy alignment.

🧾 Your Rights & Controls

  • You may request to view, export, or delete your data at any time during the beta phase.
  • We will honor all reasonable requests and provide transparency around data handling.

🔄 Policy Updates

  • As DollarKnight evolves, this policy may be updated to reflect new features or compliance requirements.
  • We will notify beta users of any significant changes and continue to prioritize transparency.